For Retail Business Owners, who have to continuously prioritize their spending, ‘Vaada’ provides instant cashless access to goods & services through indirect bartering. Unlike credit cards or loans, our product does not charge interest or late fees and penalties. Vaada is an indirect barter network of local retail businesses that works using mutual credit. The application Keeps Track Of All The Barter Trade Transactions And Settles The Account. About 50M Small retailers are facing problems like competition from Ecom Giants and Local Hypermarkets and Chain Stores, Increased Local Competition with urbanisation & increasing population, Increasing Rent & HR Costs, Increase in Goods & Service Costs, Inflation, Increased cost of living, etc. In spite of being well invested in their business, supporting the local economy and generating employment, they have to continuously prioritize their spending and they experience a severe cash crunch!